Arnison Estate Agents
Impartial. Informed. Assured.
Expert representation for over 150 years.
Appleby: 01768 351591
Penrith: 01768 862007

Care Home Fees

The funding of long term care has become a major concern and will remain so even after the Dilnott proposals come into effect. This is principally because the proposed cap on the cost of care only covers care and not accommodation and food costs which make up the bulk of charges in residential homes.

The unpalatable fact is that because life expectancy has increased more and more people face the prospect of needing residential care at some point in the future. However there is no way of knowing if and when this will happen. As care costs can amount to between £24,000 - £40,000 per annum it does not take long for a lifetime’s assets to be whittled away leaving nothing for you to pass on to your children or other beneficiaries of your Will. It is a sad fact that many people are forced to sell their home to fund the cost of care.

The important message is that early planning for long time care is essential. In many cases we can help you protect and preserve your Estate so that the assets you have worked hard all your life to build up are available for you to enjoy them in your retirement and then passed on to your family and other beneficiaries.

We can give you advice in the following areas:

  • Life Interest Wills of the family home structured to protect your interest in that asset.
  • Lifetime Trusts addressed to your personal circumstances which protect your assets
  • Options if residential care is imminent
Opening Hours
  Penrith Office Appleby Office
Monday 9am - 5pm 9am - 5pm
Tuesday 9am - 5pm 9am - 5pm
Wednesday 9am - 5pm 9am - 5pm
Thursday 9am - 5pm 9am - 5pm
Friday 9am - 5pm 9am - 5pm
Saturday Pre-arranged appts only CLOSED
Please note Saturday opening is by appointment only. We are also willing to meet with you outside of these hours or to arrange home visits by prior arrangement.